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CII Insurance law (IL) Exam Sample Questions (Q107-Q112):
NEW QUESTION # 107
As a result of a breach of good faith under a commercial insurance policy, the insurer avoided the policy as a whole, but was NOT permitted to retain the premium because
Answer: B
NEW QUESTION # 108
Which of the following statements is true regarding exclusions in an insurance policy?
Answer: D
Explanation:
Explanation:Exclusionsare provisions in an insurance policy that specify certain events or situations that are not coveredby the policy, even if a loss occurs. For example, war or terrorism may be excluded from certain policies. These exclusions help the insurer manage risk.
NEW QUESTION # 109
Under UK insurance law, which document outlines the terms of the insurance agreement between the insurer and the insured?
Answer: C
Explanation:
The insurance policy is the formal document that outlines the terms, conditions, and coverage of the insurance agreement between the insurer and the insured. It specifies the risks covered, exclusions, and other contractual details.
NEW QUESTION # 110
What is the legal effect of a warranty in an insurance contract?
Answer: A
Explanation:
A warranty is a condition precedent to liability.
NEW QUESTION # 111
For this question more than 1 option is correct. You must select all the correct options to gain the mark. What are the main sources of new English Law?
Answer: A,D
NEW QUESTION # 112
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